Joe Macek, Investment Advisor Portfolio Manager iA Private Wealth

Stop Wasting Money on Taxes! Non-Registered Investing Tips You Need to Know! How to Invest Tax-efficiently in a Non-Registered Or Taxable Account RRSP Vs. Non-Registered Or Taxable Accounts In the world of investments, navigating the tax landscape is crucial for maximizing returns and building wealth. While Registered Retirement Savings Plans (RRSPs) offer tax advantages for long-term savings,  the story shifts when it comes to generating income from non-registered investments — otherwise known as taxable accounts.  Unlike RRSPs where taxes on capital gains, dividends and income are deferred until withdrawal, non-registered accounts require a more nuanced approach to taxation. When investors seek to extract income from taxable accounts, the challenge lies in doing so efficiently, minimizing the tax burden while maximizing returns. In this article,  we delve into the strategies and considerations for achieving tax-efficient income generation from non-registered investments,  shedding li

OAS Clawback Explained: Shocking Facts You Want to Know! The Ultimate Insider’s Guide to Understanding OAS Clawback When it comes to retirement income, the Old Age Security (OAS) Clawback is a term that frequently raises eyebrows and sparks confusion. Many people feel entitled to their OAS benefits, having diligently paid taxes and contributed to society throughout their lives. However, the moment their income surpasses a certain threshold, the clawback kicks in, potentially leaving you feeling shortchanged and disillusioned. This piece breaks down the OAS Clawback in plain language, demystifying its complexities and shedding light on when and why it occurs. Our goal is to empower you with the knowledge they need to navigate this aspect of your finances confidently, helping to ensure you receive the benefits you rightfully deserve without feeling ripped off by unexpected clawbacks. I THINK I AM MUCH BETTER IN VIDEO! COME SUBSCRIBE TO ME ON YOUTUBE! The TFSA vs. THE ROTH IRA!!! Which ac