Joe Macek, Investment Advisor Portfolio Manager iA Private Wealth

You Won’t Believe the Latest H&R Block Survey! How You Can Transform Your Odds of Retirement Failure into Victory! H&R Block presents some downright scary statistics in their latest survey. Here’s a thoughtful guide on  how you can actively prevent them from happening to you. The latest survey conducted by H&R Block Canada reveals a concerning trend among Canadians,  with over half expressing a sense of lag in their retirement savings. Here we show you solutions how to minimize your chances of retirement failure. Whether optimizing employer-sponsored pension plans, harnessing the advantages of Tax-Free Savings Accounts (TFSA) and Registered Retirement Savings Plans (RRSP), or considering additional income streams like side gigs, this will hopefully provide some proactive strategies to improve your financial health. Join us on this journey through the crucial steps and considerations that pave the way for a resilient financial future. Here’s a breakdown of key stati...

Stop Losing Money! Master the Art of Retirement Withdrawals and Supercharge Your Savings! Financial Confidence in Retirement is Critical. Here’s a Guide to Optimizing your Withdrawals in Retirement. Have you considered the sequence in which you’ll withdraw your retirement income? Making the wrong choices in this regard  could potentially result in significant financial losses,  potentially amounting to hundreds of thousands of dollars. BUT did you know I am on YouTube? Click here for more VIDEO CONTENT! Here are some Optimal Procedures to Drawdown Capital from your retirement accounts. Consider initiating your retirement withdrawals by tapping into your investment income first. This approach allows your retirement accounts more time to benefit from compounded interest. J umping directly into withdrawals from your 401(k) or IRA might inadvertently diminish your retirement savings by sacrificing potential years of accrued income. Whether your portfolio includes mutual funds, a b...

RDSP Demystified: The RDSP Starter Pack Every Beginner Needs! \ Unlock the Secrets of the RDSP. Your Ultimate Guide for Beginners Revealed! Detailed Video On Its Way! I am currently working on a VERY detailed YouTube video, where I’ll break down everything you need to know about the Registered Disability Savings Plan (RDSP). From who can benefit to how government contributions work and the role of the Disability Tax Credit, I’ll cover it all in a simple and easy-to-follow way. HOWEVER, While you are waiting for that, this introductory article offers a small sneak peek into the upcoming video that will be your go-to guide for understanding the RDSP inside out. Until then, this of course will have to do! IN THE MEANTIME! HERE IS A SAMPLE OF ME IN ACTION! SUBSCRIBE TO ME ON YOUTUBE! THE TOP FIVE RRSP MISTAKES! You DO NOT want to be making these with YOUR RRSP! What Is The RDSP? The RDSP, or Registered Disability Savings Plan, is a nationwide savings program designed specifically for indiv...